Wisconsin Latvian, Inc.

Milwaukee, WI · 2 · Charter #66686 · www.wislat.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$3.1M
17th percentile
Members
369
13th percentile
Total loans
$1.4M
18th percentile
Total shares
$2.8M
19th percentile

Profitability

Return on assets
0.03%
17th percentile
Net interest margin
2.37%
7th percentile
Efficiency ratio
50.94%
81th percentile
Non-interest income ratio
1.51%
17th percentile

Capital & Risk

Net worth ratio
9.99%
16th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
49.90%
34th percentile

Growth

Member growth YoY
-1.07%
54th percentile
Asset growth YoY
1.48%
52th percentile
Loan growth YoY
-9.18%
27th percentile
Share growth YoY
1.82%
58th percentile

Operations

Members / branch
369
17th percentile
Assets / member
$8,355
42th percentile
Field of membership penetration
36.90%
51th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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