Ila 1351

La Porte, TX · 1 · Charter #17253 · www.ila1351fcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$17.7M
58th percentile
Members
1,054
38th percentile
Total loans
$8.3M
59th percentile
Total shares
$14.6M
58th percentile

Profitability

Return on assets
0.88%
53th percentile
Net interest margin
4.16%
57th percentile
Efficiency ratio
73.57%
36th percentile
Non-interest income ratio
9.17%
50th percentile

Capital & Risk

Net worth ratio
16.03%
56th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
57.22%
46th percentile

Growth

Member growth YoY
2.03%
84th percentile
Asset growth YoY
11.21%
93th percentile
Loan growth YoY
3.93%
76th percentile
Share growth YoY
12.27%
94th percentile

Operations

Members / branch
527
24th percentile
Assets / member
$16,801
91th percentile
Field of membership penetration
70.27%
85th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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