Johns Hopkins

Baltimore, MD · 1 · Charter #20623 · www.jhfcu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$649.1M
73th percentile
Members
45,484
82th percentile
Total loans
$351.7M
60th percentile
Total shares
$544.1M
73th percentile

Profitability

Return on assets
0.88%
42th percentile
Net interest margin
3.62%
62th percentile
Efficiency ratio
68.39%
16th percentile
Non-interest income ratio
22.96%
73th percentile

Capital & Risk

Net worth ratio
12.15%
67th percentile
Delinquency rate
0.35%
83th percentile
Net charge-off rate
0.32%
59th percentile
Loan-to-share
64.63%
19th percentile

Growth

Member growth YoY
3.64%
81th percentile
Asset growth YoY
3.85%
40th percentile
Loan growth YoY
2.70%
42th percentile
Share growth YoY
4.09%
45th percentile

Operations

Members / branch
11,371
95th percentile
Assets / member
$14,272
32th percentile
Field of membership penetration
12.41%
77th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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