Peninsula Community

SHELTON, WA · 1 · Charter #665 · www.pcfcu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$307.5M
17th percentile
Members
21,455
30th percentile
Total loans
$211.0M
25th percentile
Total shares
$269.1M
19th percentile

Profitability

Return on assets
1.30%
72th percentile
Net interest margin
4.14%
86th percentile
Efficiency ratio
64.89%
25th percentile
Non-interest income ratio
18.92%
49th percentile

Capital & Risk

Net worth ratio
11.30%
56th percentile
Delinquency rate
0.96%
30th percentile
Net charge-off rate
0.68%
25th percentile
Loan-to-share
78.38%
44th percentile

Growth

Member growth YoY
0.62%
50th percentile
Asset growth YoY
5.63%
54th percentile
Loan growth YoY
6.84%
65th percentile
Share growth YoY
3.90%
42th percentile

Operations

Members / branch
4,291
42th percentile
Assets / member
$14,332
33th percentile
Field of membership penetration
4.02%
48th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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