Virginia Educators Credit Union

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets

$75.3M

26^th percentile

Members

3,699

11^th percentile

Total loans

$7.9M

0^th percentile

Total shares

$57.1M

19^th percentile

Profitability

Return on assets

2.70%

99^th percentile

Net interest margin

4.17%

78^th percentile

Efficiency ratio

41.61%

94^th percentile

Non-interest income ratio

10.73%

19^th percentile

Capital & Risk

Net worth ratio

23.52%

98^th percentile

Delinquency rate

0.53%

63^th percentile

Net charge-off rate

0.45%

37^th percentile

Loan-to-share

13.79%

0^th percentile

Growth

Member growth YoY

-6.38%

8^th percentile

Asset growth YoY

2.00%

35^th percentile

Loan growth YoY

-5.75%

15^th percentile

Share growth YoY

-1.36%

16^th percentile

Operations

Members / branch

1,850

17^th percentile

Assets / member

$20,349

85^th percentile

Field of membership penetration

14.80%

66^th percentile

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