City Public Service/ibew

San Antonio, TX · 1 · Charter #3710 · www.cpsibewfcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$55.4M
6th percentile
Members
3,898
13th percentile
Total loans
$21.3M
4th percentile
Total shares
$48.2M
8th percentile

Profitability

Return on assets
0.92%
43th percentile
Net interest margin
3.62%
47th percentile
Efficiency ratio
59.16%
61th percentile
Non-interest income ratio
12.46%
27th percentile

Capital & Risk

Net worth ratio
14.62%
74th percentile
Delinquency rate
1.06%
31th percentile
Net charge-off rate
0.53%
31th percentile
Loan-to-share
44.20%
12th percentile

Growth

Member growth YoY
-0.13%
56th percentile
Asset growth YoY
7.47%
79th percentile
Loan growth YoY
-0.79%
37th percentile
Share growth YoY
6.86%
76th percentile

Operations

Members / branch
3,898
67th percentile
Assets / member
$14,217
48th percentile
Field of membership penetration
15.59%
67th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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