Ou

NORMAN, OK · 1 · Charter #9335 · www.oufcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$79.9M
30th percentile
Members
14,043
87th percentile
Total loans
$62.3M
53th percentile
Total shares
$74.4M
37th percentile

Profitability

Return on assets
1.67%
83th percentile
Net interest margin
4.69%
92th percentile
Efficiency ratio
58.87%
62th percentile
Non-interest income ratio
17.81%
53th percentile

Capital & Risk

Net worth ratio
7.59%
2th percentile
Delinquency rate
0.41%
72th percentile
Net charge-off rate
1.58%
4th percentile
Loan-to-share
83.67%
77th percentile

Growth

Member growth YoY
5.39%
94th percentile
Asset growth YoY
1.25%
29th percentile
Loan growth YoY
1.00%
48th percentile
Share growth YoY
6.73%
75th percentile

Operations

Members / branch
7,022
94th percentile
Assets / member
$5,687
1th percentile
Field of membership penetration
28.09%
77th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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