Fourth Ward

amite, LA · 1 · Charter #7877
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$901.6K
6th percentile
Members
225
7th percentile
Total loans
$496.5K
10th percentile
Total shares
$784.1K
7th percentile

Profitability

Return on assets
2.22%
94th percentile
Net interest margin
4.07%
53th percentile
Efficiency ratio
24.57%
98th percentile
Non-interest income ratio
0.03%
5th percentile

Capital & Risk

Net worth ratio
13.03%
38th percentile
Delinquency rate
10.17%
2th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
63.31%
54th percentile

Growth

Member growth YoY
-1.32%
51th percentile
Asset growth YoY
-10.37%
5th percentile
Loan growth YoY
-9.20%
27th percentile
Share growth YoY
-12.23%
5th percentile

Operations

Members / branch
75
2th percentile
Assets / member
$4,007
11th percentile
Field of membership penetration
45.00%
61th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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