Midflorida

Lakeland, FL · 2 · Charter #68600 · www.midflorida.com
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$8.8B
96th percentile
Members
488,867
97th percentile
Total loans
$7.0B
98th percentile
Total shares
$7.3B
96th percentile

Profitability

Return on assets
1.75%
89th percentile
Net interest margin
3.18%
47th percentile
Efficiency ratio
43.65%
80th percentile
Non-interest income ratio
23.02%
78th percentile

Capital & Risk

Net worth ratio
11.20%
59th percentile
Delinquency rate
0.39%
83th percentile
Net charge-off rate
0.45%
57th percentile
Loan-to-share
95.91%
70th percentile

Growth

Member growth YoY
2.55%
52th percentile
Asset growth YoY
7.96%
69th percentile
Loan growth YoY
8.91%
72th percentile
Share growth YoY
6.97%
65th percentile

Operations

Members / branch
7,639
50th percentile
Assets / member
$17,980
50th percentile
Field of membership penetration
4.56%
46th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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