Bayer Heritage

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets

$786.2M

86^th percentile

Members

44,213

80^th percentile

Total loans

$609.2M

89^th percentile

Total shares

$707.9M

90^th percentile

Profitability

Return on assets

1.83%

92^th percentile

Net interest margin

3.80%

72^th percentile

Efficiency ratio

49.58%

83^th percentile

Non-interest income ratio

22.07%

70^th percentile

Capital & Risk

Net worth ratio

9.71%

30^th percentile

Delinquency rate

1.42%

14^th percentile

Net charge-off rate

0.95%

12^th percentile

Loan-to-share

86.06%

64^th percentile

Growth

Member growth YoY

0.69%

52^th percentile

Asset growth YoY

2.20%

27^th percentile

Loan growth YoY

-0.29%

24^th percentile

Share growth YoY

1.47%

21^th percentile

Operations

Members / branch

4,019

37^th percentile

Assets / member

$17,781

62^th percentile

Field of membership penetration

8.75%

69^th percentile

Want the full picture for Bayer Heritage?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo