Erie

Erie, PA · 1 · Charter #1476 · www.eriefcu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$795.7M
87th percentile
Members
80,843
99th percentile
Total loans
$512.4M
81th percentile
Total shares
$733.2M
92th percentile

Profitability

Return on assets
0.91%
44th percentile
Net interest margin
3.45%
50th percentile
Efficiency ratio
61.13%
40th percentile
Non-interest income ratio
21.89%
69th percentile

Capital & Risk

Net worth ratio
10.18%
38th percentile
Delinquency rate
0.71%
51th percentile
Net charge-off rate
0.72%
23th percentile
Loan-to-share
69.89%
27th percentile

Growth

Member growth YoY
2.83%
76th percentile
Asset growth YoY
-1.19%
9th percentile
Loan growth YoY
4.99%
55th percentile
Share growth YoY
-3.17%
4th percentile

Operations

Members / branch
6,737
79th percentile
Assets / member
$9,842
4th percentile
Field of membership penetration
22.77%
85th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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