Affinity Plus

Saint Paul, MN · 1 · Charter #24362 · www.affinityplus.org
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$4.9B
84th percentile
Members
294,655
87th percentile
Total loans
$3.7B
86th percentile
Total shares
$4.1B
84th percentile

Profitability

Return on assets
1.29%
72th percentile
Net interest margin
3.41%
61th percentile
Efficiency ratio
50.15%
57th percentile
Non-interest income ratio
19.35%
55th percentile

Capital & Risk

Net worth ratio
8.47%
7th percentile
Delinquency rate
0.68%
56th percentile
Net charge-off rate
0.57%
42th percentile
Loan-to-share
89.92%
51th percentile

Growth

Member growth YoY
5.96%
84th percentile
Asset growth YoY
12.94%
91th percentile
Loan growth YoY
0.96%
24th percentile
Share growth YoY
10.26%
83th percentile

Operations

Members / branch
8,419
59th percentile
Assets / member
$16,559
36th percentile
Field of membership penetration
5.14%
48th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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