San Francisco Lee

SAN FRANCISCO, CA · 1 · Charter #16547
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$10.9M
44th percentile
Members
539
19th percentile
Total loans
$2.0M
23th percentile
Total shares
$5.2M
31th percentile

Profitability

Return on assets
1.37%
74th percentile
Net interest margin
3.35%
29th percentile
Efficiency ratio
50.38%
82th percentile
Non-interest income ratio
0.10%
6th percentile

Capital & Risk

Net worth ratio
52.50%
99th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
39.40%
21th percentile

Growth

Member growth YoY
-11.35%
4th percentile
Asset growth YoY
0.69%
47th percentile
Loan growth YoY
-6.10%
37th percentile
Share growth YoY
-1.42%
38th percentile

Operations

Members / branch
539
25th percentile
Assets / member
$20,156
96th percentile
Field of membership penetration
35.93%
50th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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