Travis

VACAVILLE, CA · 2 · Charter #68429 · www.traviscu.org
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$5.5B
88th percentile
Members
267,708
84th percentile
Total loans
$4.3B
89th percentile
Total shares
$4.3B
86th percentile

Profitability

Return on assets
0.81%
37th percentile
Net interest margin
3.08%
41th percentile
Efficiency ratio
50.17%
57th percentile
Non-interest income ratio
13.08%
16th percentile

Capital & Risk

Net worth ratio
10.75%
50th percentile
Delinquency rate
0.88%
37th percentile
Net charge-off rate
0.59%
39th percentile
Loan-to-share
99.36%
78th percentile

Growth

Member growth YoY
3.83%
66th percentile
Asset growth YoY
4.34%
37th percentile
Loan growth YoY
4.22%
44th percentile
Share growth YoY
4.07%
34th percentile

Operations

Members / branch
11,155
80th percentile
Assets / member
$20,478
70th percentile
Field of membership penetration
3.41%
35th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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