Century Heritage

PITTSBURGH, PA · 1 · Charter #1352 · www.chfcu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$286.5M
13th percentile
Members
18,846
21th percentile
Total loans
$185.4M
14th percentile
Total shares
$254.9M
15th percentile

Profitability

Return on assets
0.75%
36th percentile
Net interest margin
2.99%
23th percentile
Efficiency ratio
54.81%
68th percentile
Non-interest income ratio
14.23%
23th percentile

Capital & Risk

Net worth ratio
11.08%
53th percentile
Delinquency rate
1.00%
28th percentile
Net charge-off rate
0.17%
81th percentile
Loan-to-share
72.72%
32th percentile

Growth

Member growth YoY
2.25%
70th percentile
Asset growth YoY
1.99%
24th percentile
Loan growth YoY
-0.18%
25th percentile
Share growth YoY
2.58%
33th percentile

Operations

Members / branch
3,141
19th percentile
Assets / member
$15,201
40th percentile
Field of membership penetration
0.78%
11th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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