Wheelhouse

SAN DIEGO, CA · 2 · Charter #61003 · www.wheelhousecu.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$448.1M
50th percentile
Members
32,353
59th percentile
Total loans
$370.5M
63th percentile
Total shares
$393.6M
52th percentile

Profitability

Return on assets
0.91%
44th percentile
Net interest margin
3.39%
44th percentile
Efficiency ratio
59.75%
47th percentile
Non-interest income ratio
17.00%
36th percentile

Capital & Risk

Net worth ratio
7.99%
5th percentile
Delinquency rate
0.03%
99th percentile
Net charge-off rate
0.21%
75th percentile
Loan-to-share
94.13%
83th percentile

Growth

Member growth YoY
0.66%
51th percentile
Asset growth YoY
1.45%
21th percentile
Loan growth YoY
7.80%
70th percentile
Share growth YoY
3.79%
41th percentile

Operations

Members / branch
6,471
78th percentile
Assets / member
$13,849
28th percentile
Field of membership penetration
0.98%
15th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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