Metro Plus

Lexington, KY · 2 · Charter #63058 · www.metropluscu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$48.4M
99th percentile
Members
4,711
97th percentile
Total loans
$22.1M
91th percentile
Total shares
$42.4M
99th percentile

Profitability

Return on assets
1.05%
62th percentile
Net interest margin
4.21%
59th percentile
Efficiency ratio
72.98%
37th percentile
Non-interest income ratio
23.90%
89th percentile

Capital & Risk

Net worth ratio
13.68%
42th percentile
Delinquency rate
0.20%
71th percentile
Net charge-off rate
0.22%
50th percentile
Loan-to-share
52.24%
38th percentile

Growth

Member growth YoY
0.15%
69th percentile
Asset growth YoY
0.07%
42th percentile
Loan growth YoY
-1.79%
56th percentile
Share growth YoY
1.65%
57th percentile

Operations

Members / branch
2,356
84th percentile
Assets / member
$10,278
59th percentile
Field of membership penetration
0.57%
3th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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