State Police Credit Union Inc.

Meriden, CT · 2 · Charter #60048 · www.cspcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$81.4M
32th percentile
Members
2,808
3th percentile
Total loans
$20.6M
4th percentile
Total shares
$68.4M
31th percentile

Profitability

Return on assets
0.60%
23th percentile
Net interest margin
2.25%
3th percentile
Efficiency ratio
59.53%
60th percentile
Non-interest income ratio
5.81%
5th percentile

Capital & Risk

Net worth ratio
15.12%
77th percentile
Delinquency rate
0.07%
95th percentile
Net charge-off rate
0.03%
94th percentile
Loan-to-share
30.16%
3th percentile

Growth

Member growth YoY
-1.37%
41th percentile
Asset growth YoY
4.88%
60th percentile
Loan growth YoY
-1.83%
32th percentile
Share growth YoY
4.61%
61th percentile

Operations

Members / branch
1,404
7th percentile
Assets / member
$28,978
96th percentile
Field of membership penetration
39.00%
85th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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