Saint Vincent Erie

Erie, PA · 1 · Charter #13933 · www.svefcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$16.9M
57th percentile
Members
1,670
57th percentile
Total loans
$4.8M
42th percentile
Total shares
$14.8M
58th percentile

Profitability

Return on assets
0.89%
54th percentile
Net interest margin
3.55%
35th percentile
Efficiency ratio
73.73%
36th percentile
Non-interest income ratio
21.37%
85th percentile

Capital & Risk

Net worth ratio
12.30%
32th percentile
Delinquency rate
0.25%
68th percentile
Net charge-off rate
0.53%
30th percentile
Loan-to-share
32.05%
14th percentile

Growth

Member growth YoY
-4.46%
20th percentile
Asset growth YoY
3.29%
64th percentile
Loan growth YoY
-2.55%
52th percentile
Share growth YoY
2.80%
63th percentile

Operations

Members / branch
835
39th percentile
Assets / member
$10,139
57th percentile
Field of membership penetration
37.11%
52th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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