Frankfort Community

FRANKFORT, MI · 1 · Charter #13355 · www.frankfortcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$17.4M
58th percentile
Members
2,131
69th percentile
Total loans
$11.0M
69th percentile
Total shares
$14.7M
58th percentile

Profitability

Return on assets
2.75%
97th percentile
Net interest margin
6.13%
96th percentile
Efficiency ratio
57.96%
70th percentile
Non-interest income ratio
10.99%
56th percentile

Capital & Risk

Net worth ratio
14.80%
49th percentile
Delinquency rate
4.37%
9th percentile
Net charge-off rate
1.66%
9th percentile
Loan-to-share
74.32%
69th percentile

Growth

Member growth YoY
12.10%
97th percentile
Asset growth YoY
0.23%
43th percentile
Loan growth YoY
-4.81%
42th percentile
Share growth YoY
-2.28%
33th percentile

Operations

Members / branch
2,131
80th percentile
Assets / member
$8,164
41th percentile
Field of membership penetration
11.84%
25th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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