Upper Darby Belltelco

UPPER DARBY, PA · 1 · Charter #3819 · www.udbell.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$69.6M
21th percentile
Members
3,555
10th percentile
Total loans
$22.0M
5th percentile
Total shares
$52.1M
13th percentile

Profitability

Return on assets
2.09%
93th percentile
Net interest margin
3.59%
46th percentile
Efficiency ratio
35.56%
97th percentile
Non-interest income ratio
8.25%
10th percentile

Capital & Risk

Net worth ratio
25.01%
98th percentile
Delinquency rate
1.03%
32th percentile
Net charge-off rate
0.03%
94th percentile
Loan-to-share
42.09%
10th percentile

Growth

Member growth YoY
-0.92%
46th percentile
Asset growth YoY
3.26%
44th percentile
Loan growth YoY
1.54%
51th percentile
Share growth YoY
1.42%
33th percentile

Operations

Members / branch
3,555
60th percentile
Assets / member
$19,573
82th percentile
Field of membership penetration
54.69%
92th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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