Salal

Seattle, WA · 2 · Charter #66349 · www.salalcu.org
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.2B
11th percentile
Members
62,355
12th percentile
Total loans
$947.5M
21th percentile
Total shares
$1.0B
15th percentile

Profitability

Return on assets
0.84%
39th percentile
Net interest margin
3.52%
71th percentile
Efficiency ratio
64.60%
7th percentile
Non-interest income ratio
27.23%
92th percentile

Capital & Risk

Net worth ratio
8.96%
13th percentile
Delinquency rate
0.83%
41th percentile
Net charge-off rate
0.59%
39th percentile
Loan-to-share
94.54%
65th percentile

Growth

Member growth YoY
4.48%
72th percentile
Asset growth YoY
-1.09%
8th percentile
Loan growth YoY
1.63%
27th percentile
Share growth YoY
-2.61%
4th percentile

Operations

Members / branch
15,589
93th percentile
Assets / member
$18,673
56th percentile
Field of membership penetration
0.81%
4th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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