Lovers Lane

SAINT JOSEPH, MO · 2 · Charter #64208
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$7.5M
34th percentile
Members
1,028
38th percentile
Total loans
$6.7M
53th percentile
Total shares
$5.6M
33th percentile

Profitability

Return on assets
-1.21%
5th percentile
Net interest margin
3.79%
43th percentile
Efficiency ratio
41.14%
91th percentile
Non-interest income ratio
2.92%
23th percentile

Capital & Risk

Net worth ratio
13.79%
42th percentile
Delinquency rate
3.46%
13th percentile
Net charge-off rate
2.74%
4th percentile
Loan-to-share
119.63%
98th percentile

Growth

Member growth YoY
-0.68%
59th percentile
Asset growth YoY
-4.92%
17th percentile
Loan growth YoY
1.28%
68th percentile
Share growth YoY
-4.90%
21th percentile

Operations

Members / branch
514
24th percentile
Assets / member
$7,275
33th percentile
Field of membership penetration
33.33%
46th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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