Diamond Lakes

Malvern, AR · 1 · Charter #13762 · www.diamondlakesfcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$78.7M
30th percentile
Members
9,151
63th percentile
Total loans
$55.4M
46th percentile
Total shares
$62.3M
25th percentile

Profitability

Return on assets
1.56%
79th percentile
Net interest margin
5.79%
99th percentile
Efficiency ratio
78.67%
9th percentile
Non-interest income ratio
26.02%
86th percentile

Capital & Risk

Net worth ratio
22.29%
96th percentile
Delinquency rate
0.77%
47th percentile
Net charge-off rate
0.50%
33th percentile
Loan-to-share
89.00%
85th percentile

Growth

Member growth YoY
0.09%
59th percentile
Asset growth YoY
2.46%
38th percentile
Loan growth YoY
6.64%
77th percentile
Share growth YoY
2.63%
43th percentile

Operations

Members / branch
3,050
48th percentile
Assets / member
$8,605
6th percentile
Field of membership penetration
4.44%
43th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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