Access of Louisiana

Lake Charles, LA · 1 · Charter #10353 · www.access.coop
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$43.8M
94th percentile
Members
3,655
92th percentile
Total loans
$26.2M
95th percentile
Total shares
$36.6M
94th percentile

Profitability

Return on assets
0.21%
24th percentile
Net interest margin
2.64%
11th percentile
Efficiency ratio
66.81%
49th percentile
Non-interest income ratio
24.80%
90th percentile

Capital & Risk

Net worth ratio
9.86%
15th percentile
Delinquency rate
3.25%
14th percentile
Net charge-off rate
0.32%
43th percentile
Loan-to-share
71.61%
66th percentile

Growth

Member growth YoY
-3.05%
33th percentile
Asset growth YoY
-5.94%
13th percentile
Loan growth YoY
-2.37%
53th percentile
Share growth YoY
0.83%
52th percentile

Operations

Members / branch
1,828
74th percentile
Assets / member
$11,992
71th percentile
Field of membership penetration
1.79%
10th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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