Riverbank

Windsor Locks, CT · 1 · Charter #3757 · www.riverbankfcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$86.5M
36th percentile
Members
4,272
16th percentile
Total loans
$38.2M
24th percentile
Total shares
$77.6M
39th percentile

Profitability

Return on assets
0.57%
20th percentile
Net interest margin
3.04%
19th percentile
Efficiency ratio
70.49%
25th percentile
Non-interest income ratio
15.66%
41th percentile

Capital & Risk

Net worth ratio
9.31%
15th percentile
Delinquency rate
0.48%
67th percentile
Net charge-off rate
0.22%
63th percentile
Loan-to-share
49.16%
19th percentile

Growth

Member growth YoY
1.81%
78th percentile
Asset growth YoY
1.61%
31th percentile
Loan growth YoY
12.41%
91th percentile
Share growth YoY
1.27%
32th percentile

Operations

Members / branch
4,272
74th percentile
Assets / member
$20,241
85th percentile
Field of membership penetration
0.48%
5th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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