Local 606 Electrical Workers

ORLANDO, FL · 1 · Charter #16979 · www.local606fcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$5.5M
27th percentile
Members
408
15th percentile
Total loans
$1.4M
18th percentile
Total shares
$4.2M
26th percentile

Profitability

Return on assets
0.33%
28th percentile
Net interest margin
3.42%
31th percentile
Efficiency ratio
82.94%
20th percentile
Non-interest income ratio
3.75%
28th percentile

Capital & Risk

Net worth ratio
24.09%
84th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.09%
63th percentile
Loan-to-share
33.46%
15th percentile

Growth

Member growth YoY
-0.49%
61th percentile
Asset growth YoY
-3.76%
21th percentile
Loan growth YoY
7.20%
85th percentile
Share growth YoY
-5.32%
19th percentile

Operations

Members / branch
408
19th percentile
Assets / member
$13,546
79th percentile
Field of membership penetration
30.79%
44th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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