Long Island Alliance

HAUPPAUGE, NY · 1 · Charter #2782 · www.liafcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$16.1M
55th percentile
Members
2,028
66th percentile
Total loans
$2.7M
28th percentile
Total shares
$13.7M
56th percentile

Profitability

Return on assets
1.73%
85th percentile
Net interest margin
4.52%
69th percentile
Efficiency ratio
58.75%
68th percentile
Non-interest income ratio
9.93%
52th percentile

Capital & Risk

Net worth ratio
13.93%
44th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
1.04%
16th percentile
Loan-to-share
19.61%
5th percentile

Growth

Member growth YoY
0.35%
71th percentile
Asset growth YoY
0.39%
44th percentile
Loan growth YoY
-7.82%
31th percentile
Share growth YoY
-1.53%
37th percentile

Operations

Members / branch
1,014
47th percentile
Assets / member
$7,916
38th percentile
Field of membership penetration
33.80%
48th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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