Reliance

Kansas City, KS · 2 · Charter #63169 · www.reliancecu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$25.6M
71th percentile
Members
1,822
61th percentile
Total loans
$13.5M
75th percentile
Total shares
$21.6M
71th percentile

Profitability

Return on assets
1.30%
71th percentile
Net interest margin
3.88%
47th percentile
Efficiency ratio
66.72%
50th percentile
Non-interest income ratio
13.22%
63th percentile

Capital & Risk

Net worth ratio
15.39%
53th percentile
Delinquency rate
0.28%
67th percentile
Net charge-off rate
0.11%
60th percentile
Loan-to-share
62.67%
53th percentile

Growth

Member growth YoY
-4.71%
19th percentile
Asset growth YoY
1.66%
54th percentile
Loan growth YoY
12.06%
91th percentile
Share growth YoY
0.44%
49th percentile

Operations

Members / branch
911
43th percentile
Assets / member
$14,048
81th percentile
Field of membership penetration
3.64%
15th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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