Best Financial

MUSKEGON, MI · 2 · Charter #62027 · www.bestfinancialcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$143.4M
70th percentile
Members
12,770
83th percentile
Total loans
$104.9M
78th percentile
Total shares
$119.3M
68th percentile

Profitability

Return on assets
0.43%
14th percentile
Net interest margin
3.52%
43th percentile
Efficiency ratio
73.74%
17th percentile
Non-interest income ratio
29.69%
92th percentile

Capital & Risk

Net worth ratio
15.84%
80th percentile
Delinquency rate
1.24%
24th percentile
Net charge-off rate
0.42%
41th percentile
Loan-to-share
87.94%
83th percentile

Growth

Member growth YoY
-5.37%
11th percentile
Asset growth YoY
3.36%
45th percentile
Loan growth YoY
0.91%
48th percentile
Share growth YoY
3.60%
53th percentile

Operations

Members / branch
6,385
92th percentile
Assets / member
$11,231
22th percentile
Field of membership penetration
1.05%
16th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Best Financial?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo