Monmouth County Postal Employees

Red Bank, NJ · 2 · Charter #61872 · www.monmouthpostalcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$21.9M
66th percentile
Members
1,015
37th percentile
Total loans
$2.9M
30th percentile
Total shares
$17.3M
63th percentile

Profitability

Return on assets
0.16%
22th percentile
Net interest margin
2.22%
6th percentile
Efficiency ratio
62.14%
60th percentile
Non-interest income ratio
1.78%
18th percentile

Capital & Risk

Net worth ratio
20.88%
77th percentile
Delinquency rate
0.14%
74th percentile
Net charge-off rate
-0.23%
97th percentile
Loan-to-share
16.98%
4th percentile

Growth

Member growth YoY
-5.67%
14th percentile
Asset growth YoY
-6.96%
11th percentile
Loan growth YoY
-10.40%
23th percentile
Share growth YoY
-8.83%
10th percentile

Operations

Members / branch
1,015
47th percentile
Assets / member
$21,594
97th percentile
Field of membership penetration
50.75%
67th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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