Franklin Regional Schools

Jeannette, PA · 1 · Charter #18582 · www.frsfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$3.1M
17th percentile
Members
380
13th percentile
Total loans
$2.1M
24th percentile
Total shares
$2.7M
19th percentile

Profitability

Return on assets
0.50%
35th percentile
Net interest margin
4.45%
67th percentile
Efficiency ratio
84.26%
18th percentile
Non-interest income ratio
3.77%
28th percentile

Capital & Risk

Net worth ratio
12.29%
32th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
78.45%
74th percentile

Growth

Member growth YoY
-3.80%
26th percentile
Asset growth YoY
-1.68%
31th percentile
Loan growth YoY
-7.32%
32th percentile
Share growth YoY
-2.47%
32th percentile

Operations

Members / branch
380
17th percentile
Assets / member
$8,061
40th percentile
Field of membership penetration
63.33%
80th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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