B. P. S.

Beeville, TX · 1 · Charter #13062
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$2.9M
16th percentile
Members
341
12th percentile
Total loans
$1.1M
16th percentile
Total shares
$1.1M
10th percentile

Profitability

Return on assets
0.99%
59th percentile
Net interest margin
3.45%
32th percentile
Efficiency ratio
63.61%
57th percentile
Non-interest income ratio
0.35%
9th percentile

Capital & Risk

Net worth ratio
61.30%
99th percentile
Delinquency rate
0.53%
56th percentile
Net charge-off rate
0.10%
61th percentile
Loan-to-share
103.39%
95th percentile

Growth

Member growth YoY
5.57%
94th percentile
Asset growth YoY
-8.12%
8th percentile
Loan growth YoY
-6.85%
34th percentile
Share growth YoY
-20.15%
1th percentile

Operations

Members / branch
341
15th percentile
Assets / member
$8,462
43th percentile
Field of membership penetration
56.83%
73th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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