Postcity Financial

Long Beach, CA · 3 · Charter #86063 · www.postcitycu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$77.1M
28th percentile
Members
4,605
20th percentile
Total loans
$34.9M
20th percentile
Total shares
$67.3M
30th percentile

Profitability

Return on assets
0.40%
13th percentile
Net interest margin
3.52%
43th percentile
Efficiency ratio
78.48%
9th percentile
Non-interest income ratio
12.03%
25th percentile

Capital & Risk

Net worth ratio
12.44%
53th percentile
Delinquency rate
0.18%
88th percentile
Net charge-off rate
0.18%
69th percentile
Loan-to-share
51.87%
22th percentile

Growth

Member growth YoY
-4.00%
17th percentile
Asset growth YoY
-1.81%
12th percentile
Loan growth YoY
9.69%
86th percentile
Share growth YoY
-2.69%
9th percentile

Operations

Members / branch
1,535
10th percentile
Assets / member
$16,743
68th percentile
Field of membership penetration
2.72%
34th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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