Lynn Teachers

LYNN, MA · 2 · Charter #67882 · www.lynnteacherscu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$5.0M
24th percentile
Members
669
24th percentile
Total loans
$2.0M
22th percentile
Total shares
$3.9M
25th percentile

Profitability

Return on assets
0.95%
57th percentile
Net interest margin
5.17%
86th percentile
Efficiency ratio
67.99%
47th percentile
Non-interest income ratio
0.39%
9th percentile

Capital & Risk

Net worth ratio
20.48%
75th percentile
Delinquency rate
1.65%
29th percentile
Net charge-off rate
0.74%
23th percentile
Loan-to-share
50.50%
35th percentile

Growth

Member growth YoY
0.75%
75th percentile
Asset growth YoY
4.82%
73th percentile
Loan growth YoY
12.30%
92th percentile
Share growth YoY
4.74%
74th percentile

Operations

Members / branch
223
9th percentile
Assets / member
$7,448
34th percentile
Field of membership penetration
33.45%
47th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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