1st Midamerica

Bethalto, IL · 2 · Charter #63932 · www.1stmidamerica.org
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.0B
0th percentile
Members
63,868
13th percentile
Total loans
$852.6M
14th percentile
Total shares
$832.7M
1th percentile

Profitability

Return on assets
1.19%
63th percentile
Net interest margin
3.62%
77th percentile
Efficiency ratio
48.16%
65th percentile
Non-interest income ratio
24.97%
86th percentile

Capital & Risk

Net worth ratio
12.84%
81th percentile
Delinquency rate
0.50%
71th percentile
Net charge-off rate
0.35%
70th percentile
Loan-to-share
102.39%
84th percentile

Growth

Member growth YoY
1.06%
36th percentile
Asset growth YoY
0.48%
14th percentile
Loan growth YoY
2.43%
32th percentile
Share growth YoY
3.04%
26th percentile

Operations

Members / branch
6,387
36th percentile
Assets / member
$15,739
28th percentile
Field of membership penetration
1.42%
12th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for 1st Midamerica?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo