Ang

Birmingham, AL · 1 · Charter #11975 · www.angfcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$25.0M
70th percentile
Members
1,787
60th percentile
Total loans
$10.8M
68th percentile
Total shares
$21.0M
70th percentile

Profitability

Return on assets
0.66%
43th percentile
Net interest margin
3.40%
30th percentile
Efficiency ratio
69.09%
44th percentile
Non-interest income ratio
12.37%
61th percentile

Capital & Risk

Net worth ratio
9.35%
12th percentile
Delinquency rate
0.10%
77th percentile
Net charge-off rate
0.09%
63th percentile
Loan-to-share
51.33%
36th percentile

Growth

Member growth YoY
-3.09%
32th percentile
Asset growth YoY
-0.28%
39th percentile
Loan growth YoY
-4.63%
43th percentile
Share growth YoY
-0.50%
43th percentile

Operations

Members / branch
1,787
73th percentile
Assets / member
$13,997
81th percentile
Field of membership penetration
59.57%
76th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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