Marshall County

Moundsville, WV · 1 · Charter #21713 · www.marshallcountyfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$26.2M
72th percentile
Members
2,560
78th percentile
Total loans
$9.7M
64th percentile
Total shares
$22.5M
73th percentile

Profitability

Return on assets
2.47%
96th percentile
Net interest margin
3.96%
49th percentile
Efficiency ratio
43.59%
90th percentile
Non-interest income ratio
10.15%
53th percentile

Capital & Risk

Net worth ratio
14.16%
45th percentile
Delinquency rate
0.14%
74th percentile
Net charge-off rate
-0.03%
93th percentile
Loan-to-share
43.02%
25th percentile

Growth

Member growth YoY
-2.77%
36th percentile
Asset growth YoY
7.17%
85th percentile
Loan growth YoY
6.22%
82th percentile
Share growth YoY
5.18%
76th percentile

Operations

Members / branch
1,280
57th percentile
Assets / member
$10,242
58th percentile
Field of membership penetration
56.89%
74th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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