Gorman-Rupp & Associates

Mansfield, OH · 3 · Charter #96719 · www.grohiocu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$16.6M
56th percentile
Members
1,425
50th percentile
Total loans
$9.7M
65th percentile
Total shares
$15.0M
59th percentile

Profitability

Return on assets
1.04%
61th percentile
Net interest margin
4.43%
67th percentile
Efficiency ratio
58.38%
69th percentile
Non-interest income ratio
12.01%
59th percentile

Capital & Risk

Net worth ratio
8.95%
9th percentile
Delinquency rate
0.14%
75th percentile
Net charge-off rate
1.07%
16th percentile
Loan-to-share
64.54%
55th percentile

Growth

Member growth YoY
-4.17%
22th percentile
Asset growth YoY
12.79%
95th percentile
Loan growth YoY
-7.72%
31th percentile
Share growth YoY
13.24%
95th percentile

Operations

Members / branch
713
34th percentile
Assets / member
$11,620
69th percentile
Field of membership penetration
57.00%
74th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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