Muskegon

MUSKEGON, MI · 1 · Charter #7509 · WWW.MUSKFEDCU.COM
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$77.2M
28th percentile
Members
5,020
25th percentile
Total loans
$31.8M
17th percentile
Total shares
$68.0M
31th percentile

Profitability

Return on assets
0.75%
31th percentile
Net interest margin
2.91%
15th percentile
Efficiency ratio
59.93%
58th percentile
Non-interest income ratio
22.61%
76th percentile

Capital & Risk

Net worth ratio
11.17%
37th percentile
Delinquency rate
0.34%
77th percentile
Net charge-off rate
0.44%
38th percentile
Loan-to-share
46.75%
16th percentile

Growth

Member growth YoY
0.08%
59th percentile
Asset growth YoY
1.00%
27th percentile
Loan growth YoY
9.68%
86th percentile
Share growth YoY
0.42%
26th percentile

Operations

Members / branch
2,510
36th percentile
Assets / member
$15,374
58th percentile
Field of membership penetration
2.83%
35th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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