South Charleston Employees

South Charlesto, WV · 1 · Charter #16989
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$14.7M
53th percentile
Members
1,213
44th percentile
Total loans
$4.7M
42th percentile
Total shares
$6.2M
35th percentile

Profitability

Return on assets
0.87%
53th percentile
Net interest margin
3.41%
31th percentile
Efficiency ratio
66.95%
49th percentile
Non-interest income ratio
2.64%
22th percentile

Capital & Risk

Net worth ratio
57.59%
99th percentile
Delinquency rate
4.01%
10th percentile
Net charge-off rate
0.37%
40th percentile
Loan-to-share
76.52%
72th percentile

Growth

Member growth YoY
-1.06%
54th percentile
Asset growth YoY
0.56%
46th percentile
Loan growth YoY
-2.63%
51th percentile
Share growth YoY
-1.12%
40th percentile

Operations

Members / branch
1,213
55th percentile
Assets / member
$12,105
71th percentile
Field of membership penetration
48.52%
64th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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