Pennsylvania-American Water

Bethel Park, PA · 1 · Charter #21556 · www.pawfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$12.1M
47th percentile
Members
1,358
48th percentile
Total loans
$4.3M
39th percentile
Total shares
$10.5M
49th percentile

Profitability

Return on assets
0.65%
43th percentile
Net interest margin
4.55%
71th percentile
Efficiency ratio
85.49%
17th percentile
Non-interest income ratio
7.61%
44th percentile

Capital & Risk

Net worth ratio
12.86%
36th percentile
Delinquency rate
0.19%
72th percentile
Net charge-off rate
0.27%
45th percentile
Loan-to-share
40.82%
23th percentile

Growth

Member growth YoY
-4.50%
20th percentile
Asset growth YoY
-6.08%
13th percentile
Loan growth YoY
-15.10%
12th percentile
Share growth YoY
-7.55%
13th percentile

Operations

Members / branch
1,358
60th percentile
Assets / member
$8,890
47th percentile
Field of membership penetration
40.54%
55th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Pennsylvania-American Water?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo