Hawaii

Honolulu, HI · 1 · Charter #2403 · www.hawaiifcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$104.1M
48th percentile
Members
11,643
78th percentile
Total loans
$73.2M
60th percentile
Total shares
$87.0M
47th percentile

Profitability

Return on assets
1.90%
90th percentile
Net interest margin
4.73%
92th percentile
Efficiency ratio
63.32%
49th percentile
Non-interest income ratio
28.22%
90th percentile

Capital & Risk

Net worth ratio
14.50%
73th percentile
Delinquency rate
0.40%
73th percentile
Net charge-off rate
0.76%
17th percentile
Loan-to-share
84.14%
78th percentile

Growth

Member growth YoY
-0.69%
49th percentile
Asset growth YoY
-0.96%
15th percentile
Loan growth YoY
-0.91%
36th percentile
Share growth YoY
0.67%
28th percentile

Operations

Members / branch
11,643
99th percentile
Assets / member
$8,945
8th percentile
Field of membership penetration
1.17%
18th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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