Northwest Missouri Regional

MARYVILLE, MO · 2 · Charter #62611 · www.nwmrcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$11.2M
44th percentile
Members
2,303
73th percentile
Total loans
$7.4M
56th percentile
Total shares
$9.8M
47th percentile

Profitability

Return on assets
0.67%
43th percentile
Net interest margin
5.63%
92th percentile
Efficiency ratio
84.90%
17th percentile
Non-interest income ratio
15.43%
71th percentile

Capital & Risk

Net worth ratio
11.50%
26th percentile
Delinquency rate
0.18%
73th percentile
Net charge-off rate
0.15%
55th percentile
Loan-to-share
75.33%
70th percentile

Growth

Member growth YoY
-1.07%
54th percentile
Asset growth YoY
7.76%
87th percentile
Loan growth YoY
3.15%
73th percentile
Share growth YoY
8.46%
88th percentile

Operations

Members / branch
768
36th percentile
Assets / member
$4,845
16th percentile
Field of membership penetration
6.58%
20th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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