Redwood

Santa Rosa, CA · 2 · Charter #60793 · www.redwoodcu.org
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$9.8B
99th percentile
Members
409,914
94th percentile
Total loans
$7.9B
100th percentile
Total shares
$8.4B
99th percentile

Profitability

Return on assets
2.11%
95th percentile
Net interest margin
3.49%
68th percentile
Efficiency ratio
38.92%
89th percentile
Non-interest income ratio
16.66%
37th percentile

Capital & Risk

Net worth ratio
12.89%
82th percentile
Delinquency rate
0.71%
53th percentile
Net charge-off rate
0.62%
35th percentile
Loan-to-share
93.41%
61th percentile

Growth

Member growth YoY
6.53%
86th percentile
Asset growth YoY
7.12%
62th percentile
Loan growth YoY
14.37%
90th percentile
Share growth YoY
6.18%
59th percentile

Operations

Members / branch
18,632
95th percentile
Assets / member
$23,804
85th percentile
Field of membership penetration
11.97%
72th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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