Coosa Valley

Rome, GA · 2 · Charter #68683 · www.mycvcu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$716.8M
80th percentile
Members
51,098
89th percentile
Total loans
$545.2M
84th percentile
Total shares
$566.4M
76th percentile

Profitability

Return on assets
1.35%
75th percentile
Net interest margin
3.58%
60th percentile
Efficiency ratio
63.70%
30th percentile
Non-interest income ratio
33.95%
97th percentile

Capital & Risk

Net worth ratio
9.44%
25th percentile
Delinquency rate
0.69%
52th percentile
Net charge-off rate
0.73%
22th percentile
Loan-to-share
96.26%
86th percentile

Growth

Member growth YoY
0.51%
49th percentile
Asset growth YoY
5.76%
55th percentile
Loan growth YoY
6.75%
64th percentile
Share growth YoY
2.30%
30th percentile

Operations

Members / branch
4,258
42th percentile
Assets / member
$14,029
30th percentile
Field of membership penetration
2.67%
35th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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