Rock Community

Rock, MI · 1 · Charter #21020 · www.rockcommfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$8.8M
38th percentile
Members
829
31th percentile
Total loans
$3.0M
31th percentile
Total shares
$8.0M
41th percentile

Profitability

Return on assets
0.71%
45th percentile
Net interest margin
3.02%
20th percentile
Efficiency ratio
62.10%
60th percentile
Non-interest income ratio
0.37%
9th percentile

Capital & Risk

Net worth ratio
8.71%
8th percentile
Delinquency rate
0.04%
81th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
36.89%
18th percentile

Growth

Member growth YoY
-0.84%
56th percentile
Asset growth YoY
4.96%
74th percentile
Loan growth YoY
11.01%
91th percentile
Share growth YoY
4.59%
73th percentile

Operations

Members / branch
276
12th percentile
Assets / member
$10,609
61th percentile
Field of membership penetration
75.36%
88th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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