Maine Savings

Hampden, ME · 1 · Charter #14565 · www.mainesavings.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$845.7M
90th percentile
Members
42,588
77th percentile
Total loans
$661.8M
94th percentile
Total shares
$698.6M
89th percentile

Profitability

Return on assets
0.44%
16th percentile
Net interest margin
3.61%
62th percentile
Efficiency ratio
59.32%
49th percentile
Non-interest income ratio
17.76%
42th percentile

Capital & Risk

Net worth ratio
7.73%
4th percentile
Delinquency rate
1.23%
18th percentile
Net charge-off rate
0.43%
48th percentile
Loan-to-share
94.73%
84th percentile

Growth

Member growth YoY
3.14%
78th percentile
Asset growth YoY
6.75%
64th percentile
Loan growth YoY
3.99%
51th percentile
Share growth YoY
5.52%
58th percentile

Operations

Members / branch
3,549
26th percentile
Assets / member
$19,857
75th percentile
Field of membership penetration
28.39%
88th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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