Aurora Policemen

AURORA, IL · 3 · Charter #97100 · www.apcu4u.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$25.7M
71th percentile
Members
1,637
56th percentile
Total loans
$5.0M
44th percentile
Total shares
$21.8M
71th percentile

Profitability

Return on assets
1.54%
80th percentile
Net interest margin
3.05%
20th percentile
Efficiency ratio
47.73%
85th percentile
Non-interest income ratio
6.74%
40th percentile

Capital & Risk

Net worth ratio
15.02%
51th percentile
Delinquency rate
0.15%
74th percentile
Net charge-off rate
0.01%
72th percentile
Loan-to-share
23.10%
7th percentile

Growth

Member growth YoY
-0.18%
64th percentile
Asset growth YoY
-1.65%
31th percentile
Loan growth YoY
-3.85%
47th percentile
Share growth YoY
-3.38%
27th percentile

Operations

Members / branch
1,637
69th percentile
Assets / member
$15,670
87th percentile
Field of membership penetration
40.92%
55th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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