Holyoke

Holyoke, MA · 2 · Charter #67875 · www.holyokecu.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$297.2M
15th percentile
Members
21,292
29th percentile
Total loans
$190.8M
16th percentile
Total shares
$219.2M
2th percentile

Profitability

Return on assets
0.04%
6th percentile
Net interest margin
2.85%
17th percentile
Efficiency ratio
55.22%
67th percentile
Non-interest income ratio
17.76%
42th percentile

Capital & Risk

Net worth ratio
8.90%
15th percentile
Delinquency rate
0.39%
80th percentile
Net charge-off rate
0.29%
62th percentile
Loan-to-share
87.05%
67th percentile

Growth

Member growth YoY
5.87%
92th percentile
Asset growth YoY
2.33%
27th percentile
Loan growth YoY
9.87%
81th percentile
Share growth YoY
3.99%
43th percentile

Operations

Members / branch
7,097
83th percentile
Assets / member
$13,957
29th percentile
Field of membership penetration
22.23%
85th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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